Today, the Supreme Court upheld most of the provisions of the ACA, including the individual mandate, reclassifying it as a "tax". I've been listening to the news all day, and have heard those on the left praising the decision and those on the right denouncing it. Personally, I have supported the law all along. I think there are many excellent benefits that it gives to the American people in regards to their health.
The law allows children to stay on their parents policies until they are 26. I think this is great! As much as young people would like to believe it, they are not immune to a severe health crisis. I never felt this way when I was young, and I did a lot of stupid things that could have killed me or crippled me for life. Health issues affect everyone, and not just the old.
The law also means that insurance companies cannot deny coverage due to pre-existing conditions or put a cap on lifetime benefits. Can someone tell me what is wrong with this? Do the people denouncing this law think they will always have the same job if their coverage is now under their employers plan? Do they think that they will live continuously in perfect health until the day they die? Anyone can at any time be permanently injured in an accident of any kind. People now have the peace of mind that if they lose their job or require expensive long term care that their coverage could not be denied or cut off. What is bad about that? People in this country go bankrupt every day because of the way insurance companies decide what is covered and what isn't.
"But what about the tax", you say? Well, I say "Do you have insurance now"? If you do, you will never see that tax. Am I wrong on that part? What is so bad about requiring people to have adequate health coverage, if they can afford it? We are paying for people without insurance now, as our premiums go up as a result of care given to emergency room patients that don't pay. Everyone should have health insurance. We all have to go to the doctor.
I personally feel more secure now if I lose my job, have an accident or come down with a severe illness. If I lose my job, I can find a health plan that covers my and my wifes health care needs while I look for a job, and I can sign up with my employer (provided they offer a plan) when I get a new job without having to fear not being covered because of a pre-existing condition. If I require long term care, I don't have to worry about going bankrupt because my insurer decides they have paid me enough.
And I don't have to pay any additional tax. What is wrong with that?